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Quick money is always available so long as you're willing to look. The fastest place to get an advance to suit your financial needs, however, is probably an advance payday company. They'll provide very quick cash – usually to a maximum of $1,500 or so – within little more than a day of application.

All that's required for such a loan is a bank account and a job. Once the loan has been verified your application is sent off to be processed, and after that's done you need to sign an advance agreement, along with agreeing to a set period by which you'll repay the loan (typically within 14 days). The payment is then taken from your bank account on the assigned date.

It's possible but unadvisable to extend the date of repayment on an advance. All payday companies will charge you an extra fee to extend the date, plus you'll have to pay extra interest over the period of time that you've extended the loan. You may find yourself very deep in debt if you prolong the date you'll repay the payday company for too long.

When searching for a good advance payday company there are a few factors you should always keep in mind. Check the following on any company you're considering getting a loan from:

1. Do they have an early repayment fee? If so, make sure. You might think you're doing them a favor by getting their money to them early, but this usually isn't the case.
2. Do they have membership fees? Members might pay less than normal customers.
3. Do they directly debit from your account? Be wary of this, as unscrupulous vendors can take more than they're owed.
4. What are you agreeing to in the loan agreement? Read it over carefully.
5. Will they require collateral if you take too long to pay? Be careful; you may come out of your house one day and find your car gone.

As long as you keep these things in mind and remain wary of payday companies, you'll probably find the quick advance a useful financial tool.